FAB Balance Checking Online: The Complete 2026 Guide for UAE Residents

fab balance checking online has never been simpler, and if you hold an account or card with First Abu Dhabi Bank — the UAE’s largest bank by total assets — you already have access to a powerful set of digital tools that make it possible in seconds. Whether you just received your salary on a Ratibi prepaid card, want to verify a pending transaction before making a payment, or simply need to keep a close eye on your available balance throughout the month, this comprehensive guide covers every method, every step, and every detail you need.

Managing your finances confidently starts with knowing exactly where you stand. Across this guide, you will learn how to perform fab balance checking online through the FAB Mobile App, the official internet banking portal, the PPC Magnati inquiry portal, Payit digital wallet, SMS banking, ATM services, phone banking, and even in-branch assistance — so that no matter your device, your location, or your preferred style of banking, you always have a reliable path to your account information.

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What Is FAB and Why Does Balance Checking Matter?

First Abu Dhabi Bank, commonly known as FAB, was formed through the landmark merger of National Bank of Abu Dhabi (NBAD) and First Gulf Bank (FGB). Today it stands as the UAE’s largest bank by total assets and one of the leading financial institutions across the entire Middle East. It serves millions of customers spanning personal banking, business finance, corporate accounts, Islamic banking, investment services, and digital banking platforms.

FAB’s customer base is remarkably diverse. It includes salaried professionals, blue-collar workers paid through the Ratibi prepaid salary card, expatriates managing international transfers, small business owners, and high-net-worth investors. Because of this range, the bank has invested heavily in making account access quick, secure, and flexible — available across smartphones, laptops, ATMs, and phone calls equally.

So why does regular balance checking matter so much? Several practical reasons stand out immediately:

Knowing your available balance helps you avoid overdraft fees and unexpected charges that can accumulate quickly if you are not monitoring your account. It also lets you confirm that your salary has been credited on time, which is especially important for Ratibi cardholders whose employers transfer wages on specific dates. Regular account monitoring also makes it significantly easier to detect any unauthorized or fraudulent transactions early — a critical habit in today’s digital payment environment. Beyond security, tracking your balance consistently supports smarter budgeting, helping you stick to monthly spending plans without guesswork. These are all compelling reasons why fab balance checking online has become a daily routine for millions of FAB customers across the UAE.

Overview of All Available Methods

Before diving into detailed steps for each method, the table below gives a clear side-by-side comparison to help you identify the fastest approach for your situation.

Method	Internet Required	Best For	Speed
FAB Mobile App	Yes	All users with smartphones	Instant
FAB Internet Banking Portal	Yes	Desktop/laptop users	Instant
PPC Magnati Inquiry Portal	Yes	Prepaid & Ratibi cardholders	Instant
Payit Digital Wallet	Yes	Ratibi salary card users	Instant
SMS Banking	No (mobile signal only)	Users without internet	Under 1 minute
ATM Balance Inquiry	No	Any card, offline access	Under 1 minute
Phone Banking (IVR)	No	Non-tech users, any card	2–3 minutes
Branch Visit	No	Complex queries, new users	Varies

Each of these methods supports the core goal of fab balance checking online or offline, and every one of them is officially supported and maintained by First Abu Dhabi Bank.

Method 1: FAB Mobile Banking App

The FAB Mobile App is consistently the most recommended tool for day-to-day account management. It is available free of charge on both the Google Play Store for Android users and the Apple App Store for iPhone users, and it supports biometric login through fingerprint recognition and Face ID — meaning you can access your account without typing a password each time.

How to Register for FAB Mobile Banking

If you have not yet activated mobile banking, follow these steps before proceeding:

1. Download the FAB Mobile App from the Google Play Store or Apple App Store. Search for “FAB Mobile” and select the official app published by First Abu Dhabi Bank.
2. Open the app and tap Register.
3. Enter your FAB debit card number and the card expiry date.
4. Provide your Emirates ID number when prompted.
5. Enter the OTP (One-Time Password) sent to your registered UAE mobile number.
6. Create a strong login password and set a 6-digit PIN for in-app transactions.
7. Your mobile banking account is now active and ready to use.

How to Check Your Balance on the FAB Mobile App

1. Open the FAB Mobile App on your smartphone.
2. Log in using your Customer ID or registered mobile number and your password. If biometric login is enabled, use your fingerprint or Face ID.
3. The home dashboard loads automatically and displays your account summary. You will see both your available balance (the amount you can spend right now) and your ledger balance (which includes pending transactions yet to clear).
4. Tap on any specific account or card to view detailed transaction history, recent salary credits, and a breakdown of recent spending.

The app also allows you to set up real-time alerts for salary deposits, large transactions, and low balance notifications — making it easier than ever to stay on top of your finances without actively checking every day. Beyond balance inquiries, you can use the same app to pay utility bills, transfer money internationally, manage card settings, apply for Easy Payment Plans, and earn or redeem FAB Rewards — all from the same screen.

Method 2: FAB Internet Banking Portal

The FAB internet banking portal is a robust, browser-based platform that delivers the full power of your bank account on any computer or tablet. It is the preferred choice for users who manage their finances from a desktop or laptop, or for anyone who needs access to detailed account statements and comprehensive transaction history in a larger display format.

How to Register for FAB Online Banking

First-time users need to complete a one-time registration before logging in:

1. Visit the official FAB internet banking page at the FAB website.
2. Click on Register Now.
3. Enter your FAB debit card or credit card number along with the card expiry date.
4. Provide your Emirates ID details.
5. Verify your identity with the OTP sent to your registered mobile number.
6. Create a secure username and a strong password that is unique to your FAB account — never reuse a password from another website for your banking credentials.
7. Your online banking account is now active.

Step-by-Step: Checking Your Balance on the Portal

1. Go to the official FAB internet banking login page.
2. Enter your username and password. A second-factor authentication prompt will appear — enter the OTP sent to your registered number to complete two-factor authentication (2FA).
3. Once inside, click on Account Summary or Account Overview from the main navigation menu.
4. All linked accounts are displayed with their current available balance and ledger balance shown side by side.
5. Click on any individual account to drill into detailed transaction history, filter by date, download statements, or monitor pending transactions.

The portal is protected by SSL encryption and two-factor authentication, ensuring that your financial data remains secure throughout every session. FAB’s official security guidance recommends always accessing the portal through a private network rather than public Wi-Fi, and logging out completely after every session — especially on shared devices.

The internet banking portal also supports bill payments, beneficiary management, standing orders, fund transfers to local and international accounts, and credit card management — giving you a complete financial control centre accessible from any web browser.

Method 3: PPC Magnati Prepaid Card Inquiry Portal

For Ratibi cardholders and FAB prepaid card users, the PPC (Prepaid Card) Magnati Inquiry Portal is one of the fastest and most convenient methods available. This dedicated platform was built specifically for prepaid card balance inquiries and does not require online banking credentials — making it particularly accessible for workers who are new to digital banking.

Who Should Use This Method?

This method is best suited for:

• Ratibi salary prepaid cardholders
• FAB gift card users
• FAB travel prepaid card users
• Any user with a Magnati-powered prepaid card who does not yet have an internet banking account

Step-by-Step: Using the PPC Magnati Portal

1. Open your web browser and search for the PPC Magnati Prepaid Card Inquiry Portal on Google.
2. On the portal page, enter the last 4 digits of your prepaid card number in the first field.
3. Enter your Card ID number — this is the 13-digit identification number printed directly on your card.
4. Complete the CAPTCHA verification to confirm you are a human user (this is a standard security measure).
5. Click the GO button.
6. Your current balance, recent transaction history, and card status are displayed instantly on screen.

If your card is reloadable — such as a travel card or gift card — the portal will also provide direct links to Payit or your nearest FAB branch so you can add funds immediately if your balance is running low. This portal uses SSL (Secure Socket Layer) encryption to protect your personal information throughout the inquiry process. Always double-check both the last four digits of your card and the full Card ID before submitting, as even a single incorrect character will prevent the inquiry from completing successfully.

Method 4: Payit Digital Wallet

Payit is FAB’s official digital wallet application, and it serves as the primary balance-checking and money management tool for Ratibi salary cardholders in particular. It is an extremely practical option for workers in the UAE who receive their wages on prepaid cards and may not have a traditional bank account.

Features of Payit

• Instant balance display for linked Ratibi cards and FAB accounts
• Free and instant fund transfers within the UAE
• Bill payment support for utilities and telecom services
• Cash withdrawal from select FAB ATMs using a Payit code — no physical card required
• International money transfers at competitive rates

How to Check Your Balance on Payit

1. Download the Payit app from the Google Play Store or Apple App Store.
2. If you already have a Payit account, tap Login and enter your registered UAE mobile number and password.
3. New users should tap Register and complete the sign-up process using their UAE mobile number and Emirates ID.
4. From the app’s home screen, tap Link FAB Account or Link Ratibi Card.
5. Enter your FAB card number, Emirates ID, and registered mobile number.
6. Verify via OTP sent to your phone.
7. Once linked, your available balance is displayed instantly on the Payit home dashboard.

Payit is particularly well-suited for Ratibi salary cardholders because it was designed with their specific needs in mind — offering a clean, simple interface that makes fab balance checking online approachable even for users who are not deeply familiar with digital banking platforms.

Method 5: SMS Banking

SMS banking requires no internet connection and no smartphone app — just a mobile signal and your registered UAE phone number. It is arguably the fastest single-step method for a quick balance inquiry when you are on the move or in an area with limited data connectivity.

How to Check Your Balance via SMS

For a standard FAB account balance:

• Send the SMS text BAL to 2121 from your registered mobile number.
• Your account balance will be sent back to you in a reply SMS within seconds.

For a FAB credit card balance:

• Send CBAL followed by the last 4 digits of your credit card to 2121.
• Example: CBAL 1234 sent to 2121.

For Ratibi prepaid card users:

• Send Ratibi followed by your 16-digit card number to 2121.

The SMS banking service is available 24 hours a day, 7 days a week. Standard SMS charges from your mobile network provider may apply, though many UAE telecom plans include these at no extra cost. This method is especially valuable in scenarios where your phone battery is low and you cannot afford the power drain of loading an app or a browser. ratibi fab balance check online

Method 6: ATM Balance Inquiry

ATM balance inquiries remain one of the most universally trusted methods, and FAB operates one of the largest ATM networks in the UAE — covering all seven emirates and accessible around the clock.

Step-by-Step: Checking Balance at an FAB ATM

1. Locate your nearest FAB ATM using the branch and ATM locator within the FAB Mobile App or on the official FAB website.
2. Insert your FAB debit card, Ratibi prepaid card, or credit card into the ATM card slot.
3. Enter your 4-digit PIN when prompted.
4. From the main menu, select Balance Inquiry.
5. Your available balance is displayed on screen. You can also choose to print a receipt if you need a paper record.

This method works seamlessly for all card types — standard FAB debit cards, Ratibi salary cards, prepaid cards, and credit cards. It is particularly useful in situations where your phone battery has died, you have no mobile data, or you are not comfortable using digital platforms and prefer a familiar physical interface. No internet connection is required at any point; the ATM communicates directly with FAB’s banking system through its own secure network.

Method 7: Phone Banking (IVR System)

FAB’s phone banking service gives you access to your account balance and basic transaction information through an automated Interactive Voice Response (IVR) system. This is an excellent option for users who prefer voice interaction or who face technical difficulties with digital platforms.

FAB Phone Banking Numbers

• Within the UAE: 600 52 5500
• International callers (outside the UAE): +971 2 681 1511

Both lines are available 24 hours a day, 7 days a week.

How to Check Your Balance via Phone Banking

1. Call the appropriate phone banking number from your registered UAE mobile number.
2. The automated IVR system will greet you and present a menu of options in Arabic and English.
3. Select the option for Balance Inquiry from the voice menu.
4. Provide your account number when prompted, along with your date of birth for identity verification. In some cases, the system may request additional details such as your Emirates ID number or card number, depending on the current security protocol.
5. The system will read your available balance and your most recent transactions aloud.

If your query is complex or the automated system cannot resolve your issue, you can request to be connected to a live customer service agent. Keep your Emirates ID and bank card with you when calling, as the agent may request verification details. This method is particularly valuable for users who are not tech-savvy, elderly customers, or anyone who prefers human or voice-guided interaction over app-based or screen-based banking.

Method 8: Branch Visit

While all digital and phone-based methods are designed to eliminate the need for branch visits for routine inquiries, visiting a physical FAB branch remains an option — and for certain situations, it is the most appropriate choice.

When a Branch Visit Makes Sense

• You are a new customer and need help setting up online banking for the first time
• Your account has been blocked or frozen and you need identity verification in person
• You are dealing with a large disputed transaction or fraud case
• You need certified copies of account statements for visa or legal purposes

How to Check Your Balance at a Branch

1. Locate your nearest FAB branch using the branch locator in the FAB Mobile App or on the FAB website.
2. Bring your Emirates ID and your FAB debit or credit card.
3. Approach the teller counter or speak with a customer service representative.
4. They will verify your identity and provide your account balance, transaction history, or any other account details you need.

Branch hours vary by location, though many FAB branches in major shopping malls and commercial areas maintain extended operating hours. The FAB website lists current branch hours for all locations across the UAE.

Understanding Your FAB Balance: Available vs. Ledger Balance

When you perform fab balance checking online through any digital platform, you will typically see two different balance figures. Understanding the distinction between them is important for effective financial management.

Available Balance is the amount of money you can actually spend right now. It reflects your account total after accounting for any holds, pending transactions, or minimum balance requirements. This is the figure you should always refer to before making a payment or transfer.

Ledger Balance (also called the book balance) represents the total amount in your account including transactions that have been initiated but have not yet fully cleared — such as a cheque that has been deposited but is still being processed, or a payment that was submitted but not yet settled by the receiving bank. The ledger balance can sometimes appear higher than your available balance if pending items are still in transit.

Most top-ranking guides on fab balance checking online emphasize checking the available balance specifically, rather than the ledger balance, to avoid accidental overdrafts — particularly around payroll dates when salary credits are being processed across thousands of accounts simultaneously.

FAB Account Types and Minimum Balance Requirements

FAB offers several account types, each with different features and minimum balance requirements. Knowing which account you hold helps you understand what to expect when you review your balance.

Personal Savings Account: Requires a minimum balance of AED 3,000. If your balance drops below this threshold, FAB charges a monthly penalty fee of AED 10. This account earns interest on the maintained balance and is ideal for customers who want to grow their savings passively.

Elite Savings Account: No minimum balance requirement. This account is designed for customers who want maximum flexibility without the risk of incurring penalty fees for low balances.

FAB iSave Account: A digital-first savings account with competitive interest rates and no minimum balance requirement, making it popular among younger customers and digital banking users.

Current Account: Used primarily for frequent transactions and bill payments. Minimum balance requirements vary based on the account tier.

Ratibi Prepaid Salary Card: No bank account required. The Ratibi card is a prepaid salary card solution used by employers to pay wages directly to workers earning up to AED 5,000 per month. No minimum balance requirement applies, and no monthly account charges are imposed on cardholders.

Understanding your account type helps you interpret your balance correctly and avoid unnecessary penalty charges.

Security Best Practices for FAB Online Banking

Security is a core priority whenever you are performing fab balance checking online or conducting any financial transaction over the internet. First Abu Dhabi Bank provides official security guidance that all customers should follow consistently.

Use a private network. Always access FAB internet banking from a trusted home or office network. Avoid using public Wi-Fi at cafes, airports, or hotels for any banking activity, as these networks can expose your login credentials to interception.

Keep your credentials private. Never share your username, password, OTP, or PIN with anyone — including people who claim to be FAB staff. FAB’s official policy is clear: bank employees will never ask for your password, OTP, or PIN under any circumstances.

Use a unique password. Do not reuse your FAB online banking password on any other website. A strong password combines upper and lowercase letters, numbers, and special characters.

Enable biometric login. If your smartphone supports fingerprint or Face ID authentication, enable it on the FAB Mobile App. This adds a layer of security while also making login faster for you.

Verify the website. When accessing the FAB internet banking portal, confirm that the URL is correct and that a padlock symbol appears in your browser’s address bar, indicating an SSL-encrypted connection.

Monitor your account regularly. The habit of performing fab balance checking online at least every few days allows you to spot unfamiliar transactions quickly and report them to FAB’s fraud team before significant damage occurs.

Log out completely. Always log out of the FAB Mobile App or internet banking portal at the end of every session, especially when using a shared or public device.

Keep your contact details current. Your registered mobile number is used for OTP verification, balance alerts, and transaction notifications. If your number changes, update it with FAB immediately through a branch visit or the customer service helpline.

Troubleshooting Common FAB Balance Check Issues

Even well-designed digital banking platforms occasionally run into issues. Here is a comprehensive troubleshooting reference for the most common problems users encounter.

Login Error or Wrong Credentials Double-check that your username and password are entered correctly, paying attention to uppercase and lowercase letters. If you have forgotten your password, use the Forgot Password option on the login page and reset it via OTP. Clear your browser cache and cookies if the portal is not loading correctly, or try a different browser. If the issue persists, contact FAB customer service.

OTP Not Received Ensure that your registered mobile number is active and has sufficient signal. Wait 60 seconds and request a new OTP. If your number has changed, visit a branch in person to update your contact information — OTPs cannot be redirected to a different number without identity verification.

Balance Not Updating If your balance appears unchanged after a recent deposit or salary credit, refresh the page or close and reopen the app. Some transactions take until end-of-business processing to reflect in your available balance, particularly salary credits processed through the Wages Protection System (WPS) on high-volume payroll dates.

App Not Working After Update If the FAB Mobile App stops responding after a software update, uninstall it completely and reinstall the latest version from the official app store. Make sure your phone’s operating system is also up to date, as older OS versions sometimes create compatibility conflicts.

PPC Portal Not Loading Clear your browser cache, try a different browser, or disable any browser extensions that might be interfering with the portal’s CAPTCHA verification. Ensure you are entering the correct last 4 digits of your card — not the full card number — along with the exact Card ID printed on the card.

Card Declined or Blocked If your card is being declined at ATMs or payment terminals, contact FAB customer service on 600 52 5500 to check whether the card has been temporarily blocked due to suspicious activity or incorrect PIN entries.

FAB Credit Card Balance vs. Debit Card Balance

There is an important distinction between checking a credit card balance and checking a debit account balance that many users overlook when performing fab balance checking online.

When you check your debit account or prepaid card balance, you are viewing the funds currently in your account — money you actually possess and can spend immediately.

When you check your credit card balance, you are viewing your outstanding debt — the amount you have spent from the bank’s credit and have not yet repaid. For credit card checks, FAB displays three distinct figures: your credit limit (the total amount the bank has approved you to borrow), your outstanding balance (what you currently owe), and your available credit (the difference between your limit and your outstanding balance).

For credit card users, FAB’s digital platforms also display your minimum payment due amount and the payment due date — essential information for avoiding late payment fees and protecting your credit score. Always check your minimum payment amount before the due date each month, and set up automated payment reminders through the FAB Mobile App to ensure you never miss a deadline.

How to Check Your Ratibi Card Salary Balance

The Ratibi prepaid salary card deserves special attention because it is used by hundreds of thousands of workers across the UAE — particularly in the construction, hospitality, and retail sectors — and many Ratibi cardholders are performing their first-ever digital balance inquiry.

The Ratibi card was designed by FAB as a payroll solution for companies paying workers who earn up to AED 5,000 per month. Cardholders do not need a traditional bank account, no minimum balance requirement applies, and no monthly maintenance charges are deducted from their wages.

Best Methods for Ratibi Card Balance Check

PPC Magnati Portal: The dedicated prepaid card inquiry portal is the official recommended method. Enter the last 4 digits of your Ratibi card and the 13-digit Card ID, complete the CAPTCHA, and click GO. Your salary balance appears instantly.

Payit Wallet App: After linking your Ratibi card to the Payit app using your Emirates ID and registered mobile number, the app displays your salary balance instantly on the home screen. Payit also allows you to send money internationally at competitive rates — a feature especially valued by expatriate workers who remit wages home to family.

FAB Mobile App: If your Ratibi card has been linked to an FAB Mobile Banking profile, navigate to the Prepaid Cards section within the app and select your Ratibi card to view the balance.

ATM: Insert your Ratibi card at any FAB ATM, enter your PIN, and select Balance Inquiry.

SMS: Send Ratibi followed by your 16-digit card number to 2121.

Free SMS alerts for every salary credit are included automatically with every Ratibi card, so you will receive a notification the moment your employer deposits your wages — giving you instant confirmation without even needing to log in.

Benefits of Performing FAB Balance Checking Online Regularly

There is a compelling case for making fab balance checking online a consistent, structured habit rather than an occasional activity. Regular monitoring delivers measurable benefits across your financial life.

Salary Verification: Confirming that your salary or wage credit has arrived on the expected date protects you from delays caused by payroll errors, public holidays, or employer system issues. Catching a missed credit early gives you time to contact HR or your employer before financial pressure builds.

Fraud Detection: The UAE Central Bank reports that digital payment fraud continues to rise across the region. Monitoring your account balance and transaction history regularly means you are far more likely to notice an unauthorized charge within hours rather than weeks, giving you a much better chance of recovering funds and limiting damage.

Budget Discipline: Checking your balance before making any discretionary purchase — whether online shopping, dining, or travel bookings — is a simple but powerful habit that prevents impulse overspending. Knowing your exact available balance at any given moment naturally encourages more deliberate financial decisions.

Avoiding Minimum Balance Penalties: For FAB Personal Savings Account holders, a balance below AED 3,000 triggers an AED 10 monthly penalty charge. Regular monitoring ensures you spot a dip below this threshold in time to transfer funds or adjust spending before the charge is applied.

Staying on Top of Pending Transactions: Online and card payments can take 24 to 72 hours to fully settle. Regular balance checks help you distinguish between your available balance and amounts that are still in transit, preventing you from accidentally spending money already committed to a pending payment.

Frequently Asked Questions

Is fab balance checking online completely free?

Yes. FAB does not charge any fee for checking your balance through the mobile app, internet banking portal, PPC Magnati portal, or Payit wallet. ATM balance inquiries at FAB-owned ATMs are also free. SMS banking may incur standard SMS charges from your mobile network provider, though this is typically minimal or included in most UAE mobile plans.

Can I check my FAB balance from outside the UAE?

Yes. The FAB Mobile App and internet banking portal are fully accessible from anywhere in the world, provided you have an internet connection. For phone banking from outside the UAE, call +971 2 681 1511.

What is the minimum balance required for a FAB account?

FAB Personal Savings Accounts require a minimum balance of AED 3,000. Elite Savings Accounts and iSave Accounts carry no minimum balance requirement. The Ratibi prepaid salary card has no minimum balance requirement.

How do I register for FAB online banking for the first time?

Download the FAB Mobile App or visit the FAB internet banking portal, click Register, and provide your FAB debit card details, Emirates ID number, and registered UAE mobile number. Complete OTP verification and create your login credentials to activate your account.

What should I do if my FAB Mobile App is not working?

First, ensure your app is updated to the latest version. Uninstall and reinstall the app if issues persist. Confirm your phone’s operating system is current. If the problem continues, contact FAB customer service on 600 52 5500 or email atyourservice@bankfab.com.

Does FAB offer WhatsApp banking for balance checks?

No. FAB does not provide balance checking or any banking services through WhatsApp. Any message claiming to offer FAB banking services via WhatsApp should be treated as fraudulent and reported to FAB’s official fraud reporting channels immediately.

How quickly does a salary credit appear in my account?

Salary credits processed through the UAE Wages Protection System (WPS) typically appear instantly or within a few hours of the employer submitting payroll. You will also receive an automatic SMS notification the moment the credit lands on your Ratibi card or bank account.

Can I check my FAB credit card limit and available credit online?

Yes. The FAB Mobile App and internet banking portal both display your credit card’s total credit limit, current outstanding balance, available credit, minimum payment due, and next payment due date. This information is updated in real time.

Is it safe to perform FAB balance checking online on a mobile device?

Yes, provided you are using the official FAB Mobile App downloaded from the Google Play Store or Apple App Store, connected to a trusted private network, and have not shared your login credentials with anyone. The app uses banking-grade encryption and supports biometric authentication for additional security.

What is the SWIFT code for FAB?

The SWIFT code for First Abu Dhabi Bank is NBADAEAAXXX. This code is used for international wire transfers and cross-border payments sent to FAB accounts from overseas banks.

Conclusion

Staying informed about your account balance is one of the simplest and most impactful steps you can take toward financial confidence and security in the UAE. From the feature-rich FAB Mobile App to the straightforward PPC Magnati portal for Ratibi cardholders, from SMS banking in areas with no internet to the robust internet banking portal on your desktop, First Abu Dhabi Bank has ensured that every customer — regardless of technical experience or device access — has a fast and reliable way to check their balance at any moment.

fab balance checking online is no longer a process that requires expertise or patience. With the right method for your situation and a basic understanding of what your available and ledger balances mean, you can manage your finances with precision and peace of mind. Whether you are a salaried professional monitoring a savings account, a Ratibi cardholder confirming a wage credit, or an expatriate keeping tabs on funds before sending money home, the tools are already in your hands — all that remains is using them consistently.

Make it a habit. Check your balance regularly. And take full advantage of everything FAB’s digital banking ecosystem has built for you.